Required Licenses

Required Licenses

• Business License: Must be obtained from the local government; typically requires proof of business registration and payment of a fee.
• General Contractor License: Required for businesses performing extensive repairs or renovations; may require passing an exam and providing proof of experience.
• Hazardous Material Handler License: Necessary if dealing with hazardous materials (e.g., mold, lead); requires training and certification.

Insurance Requirements

• General Liability Insurance: Must cover bodily injury and property damage; typically recommended coverage is $1 million per occurrence.
• Workers' Compensation Insurance: Required if you have employees; covers medical expenses and lost wages for work-related injuries.
• Commercial Auto Insurance: Necessary if using vehicles for business purposes; should cover liability and property damage.

Training Certifications

• OSHA Certification: Training in safety and health regulations; required for employees working in hazardous environments.
• Mold Remediation Certification: Necessary for handling mold issues; requires training on mold identification and removal procedures.
• Hazardous Waste Operations and Emergency Response (HAZWOPER): Certification for workers handling hazardous substances; includes 40 hours of training.

Local Business Permits

• Zoning Permit: Required to ensure the business complies with local zoning laws; may require a site plan and fee.
• Sign Permit: Necessary if you plan to put up a sign for your business; typically involves an application and fee.
• Sales Tax Permit: Required if you will be selling products or services subject to sales tax; involves registration with the state tax agency.

Feel free to fill in the placeholders with specific information related to your location and the requirements applicable in your area for REO cleaning services.